How did medical insurance come to cover basic maintenance, when other insurance like auto and home owners?
only cover catastrophic loss. Can you imagine what your auto insurance would cost if you made a claim every time you got a flat or a tune up ? Or what your home owners insurance would cost if you made a claim every time a light bulb burned out or you wanted your carpet cleaned ? Maybe that's the reason medical insurance premiums are so high ?- Employers latched on to the idea that expanded health benefits would be a useful tool for attracting talent. It worked. As they offered more and more for less and less out of pocket on the part of the employee at the time of service, employees eventually began to expect it. The reduction in cost to the employees at the time of service resulted in a gross overuse of the system. It's better to be safe than sorry, so who cares if it turns out to only be a cold. a doctor visit only costs me $10 anyway, after all. I have had this extra long hair growing out of a mole for about a year now, maybe it's cancer. better safe than sorry, it's only $10 to find out. The whole concept of the cost involved in providing health care has been lost on most people. Yes, we have essentially priced ourselves out of insurance. How anyone believes that a public health care system will not suffer the same misuse is beyond me. Why do they think there have been so many Medicaid and Medicare cuts?
- You CAN buy auto maintenance insurance. Perhaps we would not need health maintenance if we got a new body every 5 years
- The theory behind that is to stop a small problem before it becomes catastrophic. I do totally agree with you though - that is not the purpose of any insurance. Insurance by it's very name is just that - it insures that you will be taken care of in the event of an unforseen event. It's kind of the opposite of credit - you pay for it before you ever have to use it and hope that you do not ever have to use it. That's why this whole health thing is a scam
- autoinsurance. bebto.com - try this one. I have their car insurance and, as I know, they can provide such a service
- Heh There is a big difference between ignoring small maintenance to a vehicle which eventually results in catastrophic breakdown and small maintenance of your body which results in death. But your idea is likely going to happen if republicans successfully gain status quot for insurance companies. Already copays and deductibles are punitive for many families. Keep in mind that insurance companies are making record profits. The reason premiums are so high is simply because we have allowed the medical industry and insurance industry to treat our health as a for profit endeavor. Its morally wrong
- If you tell this to the so called 0bamer disciples they will have to come up with 2 more types of insurance to ram down our throats. And yes they will do this behind closed doors also. This is the type of open government you people wanted and voted for. so how do you like the change so far
- You can easily check your minimal health care rates in internet, for example here - health - quotes. talk4fun.net
- #1 - You CAN only buy major medical. #2 - Auto insurance covers gl, scratches and even some auto repairs now. Insurance premiums are so high because we live in a litigious society
Knowledge Base
Can the auto insurance company pay me directly for my medical expenses or do they have to pay the doctor?
i was in an auto accident and i have medical insurance. my medical insurance covered my medical expenses; however, i wanted to know if the auto insurance is still liable for those expenses? it seems as if my having medical insurance should benefit me and not the liable party's auto (medical plans)
Should we bail out auto worker pensions and medical plans?
my parents where about to retire lost over 30% of their stock investment just like everyone else over the past few months. so why would we bail out union pensions when the phenomenon is across the board? i am not referring to the auto industry as a whole. just private (medical program)
Should a medical school be responsible to provide transport to hospitals for medical studies?Why?
medical studies are conducted in hospitals during 3rd year of medical studies. i have a friend who is trying very hard to get her medical school to provide the university's own bus transport from the university's hostel to the hospital. the university's management has refused to do so. but next (medical insurance)
Knowledge Base: Medical Insurance
Medical School?
as for my concern of about medical school. i would like to know a few things about it. how many years of studies is medical school ? do you have to get a degree in medicine prior getting into medical school ? how much will medical school cost ? is (medical insurance)
Medical Insurance?
my gf's medical insurance is about to run out. is it possible for me to get her covered under my medical insurance. unless you're married, i do not think that is possible. talk to your insurance agency about it. generally not, unless she becomes your spouse legally. sure, just marry (medical software)
medical insurance?
i am looking to obtain a medical insurance policy. any insurance brokers out there want to quote me? i am 21 years old. i have excellent health. 6 foot 160 llbs. 92630 zip code. california. i am self employed. my job offers it. the best way to get medical insurance (medical insurance)
Can I maintain 2 different medical insurance plans?
i have retired and am covered by my retirement plan, however i have taken a new job in a different state and they are offering me medical coverage as well. can i keep both coverages? my daughter is still in ny until she finishes school and i am currently in (medical plans)
Any Low cost health and medical insurance plans for young adults?
hi. i am 19 and in college and employed. i missed the deadline to sign up for health insurance with my employer, and now im searching several health and medical insurance plans that are affordable to my income. please if anybody know any low cost and affordable health and insurance (medical plans)
Knowledge Base: Medical Insurance
What medical insurance is best to get especially if you want lasik surgery?
i want to get good medical insurance so lasik surgery is not so expensive as well as good because cavitys are way too easy for me to get. any suggestions?. some insurance will cover up to $1500. usually with that lasik centers will have you pay the full amount up (medical insurance)
How did medical insurance come to cover basic maintenance, when other insurance like auto and home owners?
only cover catastrophic loss. can you imagine what your auto insurance would cost if you made a claim every time you got a flat or a tune up ? or what your home owners insurance would cost if you made a claim every time a light bulb burned out or (medical insurance)
Can the auto insurance company pay me directly for my medical expenses or do they have to pay the doctor?
i was in an auto accident and i have medical insurance. my medical insurance covered my medical expenses; however, i wanted to know if the auto insurance is still liable for those expenses? it seems as if my having medical insurance should benefit me and not the liable party's auto (medical insurance)
medical insurance?
i am looking to obtain a medical insurance policy. any insurance brokers out there want to quote me? i am 21 years old. i have excellent health. 6 foot 160 llbs. 92630 zip code. california. i am self employed. my job offers it. the best way to get medical insurance (medical insurance)
Medical insurance?
i need to put my fiance on my medical bc i really think he needs to see a doctor soon. but for the good insurance it would be 120 every paycheck. i live paycheck to paycheck now so that would be very hard. this one insurance offered is 70 bucks (medical insurance)
